First Home Savings Account (FHSA)

General Kensie Dooley 4 Jan

Did you know? The Canadian government has recently introduced a First Home Savings Account (FHSA) . This account is specifically designed to help first-time homebuyers save for their down payment without having to pay taxes on the interest earned on their savings. This is something you would discuss further with your financial planner but here is some […]

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Converting Your Basement to an Income Suite

General Kensie Dooley 31 Jul

With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option for this is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by using a secured credit line (home equity […]

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How to Pay Off Your Mortgage Faster

General Kensie Dooley 21 May

When it comes to homeownership, many of us dream of the day we will be mortgage-free. While most mortgages operate on a 25-year amortization schedule, there are some ways you can pay off your mortgage quicker if that is a goal of yours. 1. Review Your Payment Schedule: Taking a look at your payment schedule can be […]

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Top 8 Questions About Reverse Mortgages

General Kensie Dooley 8 May

Written by Mich Sneddon, CPA, CA – Reverse Mortgage Pros Having completed many reverse mortgage files, there are some questions that I find I get often. Here are 8 most common reverse mortgage questions that people in Canada have regarding reverse mortgages. 1. If I have an existing mortgage on the property, can I get a […]

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5 Steps to Getting a Mortgage

General Kensie Dooley 5 May

While the mortgage process can be daunting, we have broken it down into 5 easy steps to help you get started! Plus, I am happy to help guide you every step of the way so it is even easier to make your dreams of home ownership happen. Collection: When it comes to a mortgage application, […]

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Home Purchasing Tips – First Time Home Buyers

General Kensie Dooley 5 Oct

Get Pre-Approved Having your mortgage pre-approved is an important step in the process and benefits you in three ways: Pre-approval helps verify your budget and allows your real estate agent to find the best home in your price range. Quick Tip: Don’t forget about the closing costs! These range from 1 to 4% of the […]

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Why use a Mortgage Agent?

General Kensie Dooley 4 Oct

In a world with an abundance of options, it can be hard to know which way to turn to ensure that you make the best decision for your future. Fortunately, a mortgage agent can help! With access to numerous institutions including big banks, credit unions and trust companies, we are familiar with a vast array […]

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